Our Story

Founded three years ago by a dedicated husband-and-wife team, Acceptance Credit began with a simple mission: to provide second chances. As former loan officers, our owners saw first-hand the struggle many faced in securing auto loans despite having the means to afford a vehicle. This drove our owner and her husband to establish a family-oriented business focused on helping individuals in Youngstown, OH, and beyond, achieve their dreams of vehicle ownership.

A black car with yellow stripes driving down the road.

Our Commitment

Empowering Individuals

Empowering Individuals

At Acceptance Credit, we are committed to empowering individuals with financial solutions tailored to their needs. We understand the challenges of obtaining loans, especially for those with less-than-perfect credit histories. Our approach is rooted in compassion and expertise, ensuring every customer receives personalized attention and support.

Industry Leadership

Industry Leadership

From our beginnings, we have consistently ranked as the top provider of auto loans in our state and market. This recognition reflects our dedication to excellence and our customers' trust in our services. As a family-owned business, we take pride in maintaining high standards of service and integrity in everything we do.

Get Your Dream Car

Whether you're looking for your first vehicle or need assistance with dealership financing options, Acceptance Credit is here to help. Contact us today to discover how we can assist you in your journey toward owning the vehicle you deserve.

A red car sitting on top of some money.